| Trip Cancellation and Interruption – Up to Total Trip Cost |
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Covers up to the total trip cost for Non-Refundable cancellation charges
including airfare cancellation charges and unused prepaid expenses if clients
cancel or interrupt their trip due to one of the following covered reasons:
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- Injury, sickness or death of an Insured, a Traveling Companion, Family Member, or Business Partner
- Financial Default {please note that financial default coverage takes
effect 8 days following purchase of the plan; no default coverage for the
first 7 days}
- Unforeseeable circumstances such as the Insured or Traveling Companion is required to serve jury duty, subpoena, a primary residence is made uninhabitable natural disaster or involvement in a traffic accident en route to destination.
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| Bedside Traveling Companion – Maximum of $100 per day up to Trip Cost payable under Trip Interruption |
| Reimburses for reasonable additional expenses incurred for hotel and meals to remain near a hospitalized traveling companion or family member. |
Note: A PRE-EXISTING CONDITION EXCLUSION applies to all coverages.
TheInsurer will not pay for any loss or expense incurred as the result of an Injury, Sickness or other condition of an Insured,
Traveling Companion, Business Partner, or Family Member booked to travel with the Insured which, within the 60 day
period immediately preceding and including the Insured’s coverage effective date: (a) first manifested itself, worsened
or became acute or had symptoms which would have prompted a reasonable person to seek diagnosis, care or
treatment; (b) for which care or treatment was given or recommended by a Physician; (c) required taking prescription
drugs or medicines, unless the condition for which the drugs or medicines are taken remains controlled without any change
in the required prescription drugs or medicines.
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| Trip Delay – $1,000 |
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Reimburses for additional meals, taxi fares, phone calls and lodging if a person is delayed for 12 hours or more en route to their trip due to: (a) the Insured or Traveling Companion is quarantined;
(b) Common Carrier delay; (c) Inclement Weather which prohibits Insured’s departure; (d) the Insured’s or Traveling Companion’s lost or stolen passports, travel documents, or money; (e) Natural Disaster; (f) Strike; (g) the Insured being involved in or delayed due to a traffic accident while en route to a departure as substantiated by a police report.
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| Missed Connection – $1,000 |
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Covers the prepaid, unused portion of an insured client's trip,
additional accommodations and traveling expenses for Insureds who miss the
Trip departure solely due to weather-related flight cancellation or flight
delay of 3 or more hours.
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| Baggage and Personal Effects Loss – $1,500 |
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Covers expenses for loss, theft, or damage to baggage and personal effects while
on the Trip.
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| Baggage Delay – $500 |
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Covers expenses of necessary personal effects needed if an Insured's baggage
is delayed for more than 24 hours.
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| Accident Medical Expense – $50,000 |
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Covers the expenses for necessary medical services or supplies if an insured
client suffers an injury while on the Trip.
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| Sickness Medical Expense – $50,000 |
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Covers the expenses for necessary medical services or supplies if an insured
client suffers an illness while on the Trip.
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Emergency Evacuation/Repatriation of Remains
– $50,000 |
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Provides coverage for immediate transportation from the place where an Insured
client is injured or sick to the nearest medical facility where appropriate treatment
may be obtained and transportation home if necessary, including medical
escort and supplies.
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| Worldwide Emergency Assistance Service –
24 Hours |
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One of the valued benefits offered by Travel Companion is the 24 Hour Emergency Assistance Services. You'll have access to the services of a highly trained, multi-lingual staff around the clock to assist you with such emergencies as travel changes, lost luggage, cash transfers, lost documents, medical or legal monitoring or referrals. They are also equipped to respond to many unexpected circumstances, such as arranging air ambulance transportation in medical emergencies. If an emergency should arise during your trip, call the Travel Companion insurance desk immediately and give the details of your problem or medical emergency.
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| DETAILED DESCRIPTION OF COVERAGE |
To view PDF file of detailed coverage, click here
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Travel Companion is brought to you by Travel Guard:
Please call (866) 892-2836 with any questions or use the address below.
Travel Guard
3300 Business Park Dr.
Stevens Point, WI 54482
24 Hour Emergency Assistance:
(866) 892-2836 (Continental USA)
(715) 295-5452 (International)
This is only a brief description of the coverage(s) available. The Policy will contain reductions, limitations, exclusions and termination provisions. Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, New York, NY 10038 and currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. Coverage may not be available in all states. Assistance Services are provided by Travel Guard.
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